Grow Your Business with a Merchant Cash Advance

Small business owners often need quick access to capital to meet short-term needs. When personal and business credit takes a hit due to volatile economy, it can make obtaining financing from credit unions and banks a challenge. If you are a business owner that accepts credit cards and have less than perfect credit, a merchant cash advance may be right for you.

Benefits of the Program

A cash advance may be an ideal alternative to a small business loan, especially have been unable to get loans elsewhere. Unlike a standard short-term loan, repayment occurs in the form of a percentage of the daily credit and debit card receipts. MCA’s typically do not affect the business credit profile. Funds can be spent as needed, from expansion and equipment to advertising and supplies. Additional benefits include:

  • Quick access to capital
  • Simplified application process
  • No closing costs or applications fees
  • Collateral not required
  • Easy payback terms
  • No fixed payments

Contact Us Today

Seasonal businesses and those that have high-margins or high-volume credit card sales can benefit from a merchant cash advance. Fluctuations in revenue that may be detrimental to fixed payment loans do not affect an MCA. Proactive Funding Solutions can help you decide if a cash advance is right to help your business grow. Get in touch with us today.